PMG Expat Plus is the pathway to a banking relationship with a Cyprus bank - in cooperation with PMG - that works like your fintech app day-to-day but builds towards the credit history and local standing that EMIs were never licensed to offer.
Where Residency Becomes Credit
Fintechs and EMIs are excellent for the first year of non-dom life in Cyprus - fast onboarding, easy transfers, no paperwork. A year or two in, the cracks start to show.
EMIs are licensed to move your money
Not to vouch for you
PMG Expat Plus isn't a fintech app with a payment institution logo attached. It's a relationship entry to a bank in Cyprus - one you can actually speak to.
Multi-currency IBAN, instant virtual cards, low FX markup - plus a documented account history and credit-readiness profile your bank recognises when you're ready for a credit card, mortgage, car loan or business credit.
Automatic 60/183-day tax residency day-tracking included with membership, provisional tax and GESY deadline reminders, and support getting your EAC and Cyta accounts set up.
A dedicated PMG relationship manager who is also your point of contact for PMG's tax, legal and relocation advisory - so your banking and your move to Cyprus are handled by the same people.
| Feature | EMI (Revolut / Wise) | PMG Expat Plus |
|---|---|---|
| Multi-currency IBAN | Yes | Yes |
| Instant virtual card | Yes | Yes |
| FX markup | Low | Low |
| Builds toward mortgage / credit card / loan eligibility | No | Yes |
| Proof-of-funds letters authorities accept | Limited | Yes |
| Cyprus tax residency day-counter | No | Yes |
| Utility credentialing support | No | Yes |
| Dedicated relationship manager you can speak to | No | Yes |
| Access to PMG advisory network | No | Yes |
Ready for a membership with a path to a banking relationship that leads somewhere?
